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The Thai Credit Retail Bank Public Company Limited (TCRB) was originally incorporated in 1970 under the name 'Krungthep Sin Thawee Limited'. With the issuance of a banking licence, the company has expanded into traditional banking areas, including loans and currency exchange. The Thai Credit Retail Bank provide a wide range of corporate banking and treasury management services in Thailand and across Asia including: short-term borrowing, trade finance, short term investing, treasury management, and foreign exchange solutions.

An established history has also enabled the bank to maintain a mature and diversified portfolio of clients which includes local and multinational corporations as well as local institutions and government agencies. The bank provides working capital and international commercial banking support to these clients, including services such as treasury management (primarily liquidity management, payments and receipts).

Thai Credit Retail Bank Public Company Limited operates as a commercial bank. The company offers savings, current, and fixed accounts; money transference; and business loan services, such as overdraft, short and long term loans, clean bill discount, and contingent liability services. It also provides personal loans, which include gold for cash, home for cash, automobile banking business credit, auto for cash, and home and land equity banking business credit.

As a Retail Banks in Thailand, The Thai Credit Retail Bank are licensed under and governed by the Financial Institutions Businesses Act. They may undertake retails banking. Besides retails banking, which includes deposit taking, the provision of cheque services and lending, the banks may also carry on any other business which is regulated or authorised by Bank of Thailand, including financial advisory services and capital market services.