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Established by Royal Charter in 1907, Siam Commercial Bank PCL (SCB) was Thailand's first bank. At the time of its establishment, the only banks in the country (then known as Siam) were branch offices of foreign banks. SCB currently provides a comprehensive range of financial products and services through its branch, exchange booth, ATM network, and Business Relationship Centers (BRC) nationwide.

The Bank provides a full spectrum of financial products and services to meet the various needs of its customers through SCB core business and multinational corporations as well as local institutions and government agencies. The bank provides working capital and international commercial banking support to these clients, including services such as treasury management as well as provides financial transaction products for larger corporations and SME customers. Its products include business cash management, trade finance, and corporate trust.

Besides commercial banking, which includes deposit taking, the provision of cheque services and lending, Siam Commercial Bank also offers a range of treasury products covering liquidity, interest rates, and exchange rate instruments and carry on any other business which is regulated or authorized by Bank of Thailand, including financial advisory services, trade finance, short term investing and short-term foreign exchange.

As a local bank in Thailand, Siam Commercial Bank are licensed under and governed by the Financial Institutions Businesses Act. The Business Banking of Siam Commercial Bank delivers financial products and services to businesses in the small-to-medium enterprise (SME) sector through Business Relationship Centers (BRCs) nationwide, providing banking advice and managing customer financial needs and offers loans and consultancy and advisory services to organizations in Thailand.