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Indian Oversea Bank (IOB) is one of largest commercial bank in India and one of the largest regional banks in Asia. As a foreign bank branches in Thailand, IOB may provide the whole range of commercial banking business approved under the Financial Institutions Businesses Act. IOB provide a wide range of corporate banking and treasury management services in Thailand and across India including: short-term borrowing, trade finance, short term investing, treasury management, and foreign exchange solutions.

An established history has also enabled the bank to maintain a mature and diversified portfolio of clients which includes local, India and multinational corporations as well as local institutions and government agencies. The bank provides working capital and international commercial banking support to these clients, including services such as treasury management (primarily liquidity management, payments and receipts).

Besides commercial banking, which includes deposit taking, the provision of cheque services and lending, Indian Oversea Bank may also carry on any other business which is regulated or authorized by Bank of Thailand, including financial advisory services, trade finance, short term investing and short-term foreign exchange.

As a foreign bank branches in Thailand, Indian Oversea Bank are licensed under and governed by the Financial Institutions Businesses Act. They may undertake commercial banking. Besides commercial banking, which includes deposit taking, the provision of cheque services and lending, the banks may also carry on any other business which is regulated or authorised by Bank of Thailand, including financial advisory services and capital market services.