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Sumitomo Mitsui Banking Corporation (SMBC; 株式会社三井住友銀行, Mitsui sumitomo ginkō) is a Japanese bank based in Yurakucho, Chiyoda, Tokyo, Japan. It is a member of the Sumitomo Group and Mitsui Group. As of the year 2009, SMBC was the second largest bank in Japan in terms of assets. The history of the bank can be traced since 1876 when Mitsui Bank was established as a private bank.

SMBC and its group companies offer a broad range of financial services centered on banking. They are also engaged in the leasing, securities, credit card, investment, mortgage securitization, venture capital and other credit related businesses. The headquarters and branches, including overseas branches, of SMBC engage in deposit taking, lending, securities brokering and trading, securities investment, money transfer, foreign currency exchange, corporate bond trustee services and custody services, financial futures underwriting, investment trust sales and other commercial banking activities.

The Bank's coverage specialists and product professionals work together to leverage SMBC's global strength to meet clients' comprehensive needs including working capital needs, treasury management, trade finance & solutions, capital raising, risk management, forex and fixed income. With a global network of intermediaries and counterparties, SMBC offer access to a wide range of investment products and solutions backed by reliable, unbiased and consistent advice.

More specifically, Resona Group have been concentrating management resources in retail businesses, transcending the old mindset of self-sufficient vertical integration, implementing customer-centric reforms in pursuit of productivity gains through low-cost operations, and proactively pursuing Resona differentiation strategies (area management, alliances, operational reform, and service reform).
 

In Japan, the Financial Services Agency (金融庁, Kin'yūchō) is responsible for overseeing banking services in order to ensure the stability of the financial system of Japan. Bank of Japan (BOJ) is not a regulatory authority under the Banking Act, but it conducts on-site examinations in order to maintain a safe and sound financial system. These examinations are based on bilateral agreements between the BOJ and financial institutions that have current accounts with it under the Bank of Japan Act.