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M&T Bank Corporation, one of the 20 largest US headquartered commercial bank holding companies, with current assets of $79 billion (as of June 1, 2011) and more than 780 branches, free account access at more than 2,000 M&T Bank ATMs and nearly 13,000 employees throughout New York, Maryland, Pennsylvania, Washington, D.C., Virginia, West Virginia, New Jersey, Florida, Delaware and Toronto, Canada.

M&T Bank is one of the best performing regional banks in the nation today. With a longstanding tradition of careful, conservative and consistent management, the Bank have generated positive earnings and positive capital despite the ongoing turbulence in the economy. And the Bank continue to grow with a focus on the future. With a global network of large number of intermediaries and counterparties, M&T Bank offer access to a wide range of investment products and solutions backed by reliable, unbiased and consistent advice.

M&T Bank Canada committed to develop and deliver the most innovative products, manage customer experience, deliver quality service that contribute to brand strength, develop a competitive advantage and enhance profitability, thus providing value to the stakeholders of the bank. M&T’s commitment to the community cannot be measured in dollars alone, however, as the bank provides significant amounts of human capital in addition to its monetary capital.

Unlike the Schedule I and Schedule II banks, as a Schedule III bank, M&T Bank (Canada branch) are NOT incorporated under the Bank Act and therefore operate in Canada under other government-mandated restrictions. Schedule III banks usually operate within the country's largest cities (being Toronto, Montreal, Calgary and Vancouver), under certain restrictions mentioned in the Act. As of October 2010, there were 23 such banks in Canada.

In Canada, the Office of the Superintendent of Financial Institutions (OSFI) is responsible for administering a number of federal statutes, including the Bank Act and the Trust and Loan Companies Act, the statutes applicable to the regulation of banks and federal trust and loan companies.