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Dexia is a European bank, with 35,185 members of staff and core shareholders' equity of EUR 19.2 billion as at December 2010. Its activities divide into three major business lines: retail banking, public & wholesale banking, and asset management & services. The principal business units of the Group – Dexia Bank Belgium, Dexia Crédit Local and Dexia Banque Internationale à Luxembourg – are rated “A+” by Fitch, “A1” by Moody’s and “A” by Standard & Poor’s.

Dexia offers a full range of retail, commercial and private banking services to over eight million customers, mainly in Belgium, Luxembourg and Turkey. The Group ranks among the top three banks in Belgium and Luxembourg. Through DenizBank and its network of some 500 branches, Dexia is among the top six privately owned banks in Turkey. Dexia also provides Corporate Banking services and is a recognised expert in project finance.

A specialist in local development, it has a full range of dedicated banking and financial solutions to offer local authorities and operators in the public and semi-public sectors with which to support them throughout the implementation of their projects.

Dexia Crédit Local in Canada committed to develop and deliver the most innovative products, manage customer experience, deliver quality service that contribute to brand strength, develop a competitive advantage and enhance profitability, thus providing value to the clients in Canada as well as Northern America.

Unlike the Schedule I and Schedule II banks, as a Schedule III bank, Dexia Credit Local are NOT incorporated under the Bank Act and therefore operate in Canada under other government-mandated restrictions. Schedule III banks usually operate within the country's largest cities (being Toronto, Montreal, Calgary and Vancouver), under certain restrictions mentioned in the Act. As of October 2010, there were 23 such banks in Canada.

In Canada, the Office of the Superintendent of Financial Institutions (OSFI) is responsible for administering a number of federal statutes, including the Bank Act and the Trust and Loan Companies Act, the statutes applicable to the regulation of banks and federal trust and loan companies.