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Banking in Canada
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President's Choice Bank |
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President's Choice Bank
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President’s
Choice Financial is a financial institution that offers banking services
through a joint venture between Loblaw Companies (a supermarket chain) and
CIBC (a major Canadian bank). There is a number of distinct organizations
under the President's Choice Financial umbrella. |
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Because PC
Financial is part of the direct banking division of
CIBC, its bank number is
the same as CIBC (010). PC Financial accounts are all located under one
transit number as well (30800). Most standard bank products (cheque
accounts, savings accounts, loans) are provided by
CIBC, while MasterCard
services are provided by President's Choice Bank, and insurance is provided
by PC Financial Insurance Agency Inc., both wholly owned subsidiaries of
Loblaw Companies.
PC does not
offer business banking services. PC Financial has no branches; rather,
customer interactions are carried out over the Internet, the telephone, at
ATMs or at pavilions located inside Loblaw-affiliated stores. |
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As of January 2009, there are 234 pavilions in Canada. The joint
venture between Loblaws and
CIBC started in 1996. PC Financial banking
offers insurance products, lines of credit, loans, RRSPs, and mortgages.
Services are available in all Canadian provinces, except Quebec.
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President's Choice Bank |
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HQ
Address: |
P.O. Box
603
Stn. Agincourt
Scarborough
ON M1S 5K9 |
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Toll Free: |
1 888 723 8881 |
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Tel: |
+1 416 223
0263 (from overseas) |
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Website: |
www.pcfinancial.ca |
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Banking Hours: |
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Monday - Friday 10.00am - 4.30pm |
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To benefit from its low-cost, 'no-fee' structure, clients perform
transactions on the Internet, at an automated banking machine, or by
telephone.
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