| 
 | ||||||||||||||||||
|  | ||||||||||||||||||
| 
 | Home » Bank Negara Malaysia » Public Bank | |||||||||||||||||
| Public Bank | ||||||||||||||||||
|  | ||||||||||||||||||
| 
     | The Public Bank Group is highly reputed for its prudent management, strong balance sheet, superior asset quality, superior customer service, strong corporate governance and effective corporate culture. Public Bank is the best brand in financial services in Malaysia. Head office in Kuala Lumpur, the Public Bank continues to remain focused in its core business areas of consumer and retail commercial loans. | |||||||||||||||||
| In consumer financing, the Bank continues to promote home mortgages, passenger vehicle hire purchase financing and personal financing. With its impressive growth record and resilience in overcoming economic cycles in the last forty-four years, Public Bank is now the third largest banking group in Malaysia by balance sheet and by market capitalisation. Public Bank continues to sustain its strong lending and deposit-taking franchise as shown by its strong market leadership position in home mortgages, auto financing and lending to small- and medium-sized enterprises. | ||||||||||||||||||
|  | ||||||||||||||||||
|  |  | |||||||||||||||||
| 
 | ||||||||||||||||||
|  | ||||||||||||||||||
| Public Bank has the highest return on equity amongst domestic banks. From a one-branch bank in 1966, the Group now has 250 branches in Malaysia and extensive presence in the region. To further enhance its profitability, the Group continues to intensify efforts to grow fee-based activities by promoting sales of unit trust funds, bancassurance products, wealth management products, card business, trade finance, remittances and investment-linked products. | ||||||||||||||||||
|  | ||||||||||||||||||
| The Public Bank Group continues 
    to drive its overseas business with the spreading of its best practices in 
    Malaysia to its overseas operations. Today, the Group has 81 branches in 
    Hong Kong, 3 branches in the People's Republic of China, 21 branches in 
    Cambodia, 7 branches in Vietnam, 3 branches in Laos, a branch in Sri Lanka 
    and 3 representative offices in Shanghai, Shenyang and Taipei. In Hong Kong, 
    Public Finance continues to sustain its valuable franchise in consumer 
    financing. | ||||||||||||||||||
| 
 | ||||||||||||||||||